of between 10-20 local women. A Self - Help Group (SHG) is a registered or unregistered group of micro entrepreneurs having homogenous social and economic backgrounds, voluntarily coming together to save regular small sums of money, mutually agreeing to contribute to a common fund and to meet their emergency needs. If the group leader sees that there is an individual who needs more time to work through issues or that they are a disruptive member of the group then they should encourage them to seek out individual counseling. This shows an increase.63 percent in bank loan to SHGs over the position as on March 2005 reflecting an increased role of banks in promoting and nurturing SHGs. Members make small regular savings contributions over a few months until there is enough capital in the group to begin lending. Through this program, the Reserve Bank of India and nabard has tried to promote relationship banking,.e., Improving the existing relationship between the poor and the bankers with the social intermediation of the NGOs. (Jacobs, Masson, Harvill, 2012). Studies are showing that some individuals may be benefit from group therapy or group counseling. The factors which contribute to their subjective well-being were likewise identified still based on their administrators point of view. For the purpose of the present study the researcher adopted the definition given by Myers (1993) well-being is the pervasive sense that life has been and is good.
In fact, this programme requires considerable effort by the bank staff towards the formation of SHG. If a leader identifies a member that needs more than group therapy can provide or identifies a member that has the potential to be disruptive, the leader should encourage the member to consider individual counseling (Jacobs, Masson, amp; Harvill, 2012). A support group can help you cope better and feel less isolated as you make connections with others facing similar challenges. A report from the Role of SelfHelp Groups in Drug Treatment Research Project Chief investigator: Margaret Hamilton The project was funded by the Australian National Campaign Against Drug Abuse (now the National Drug Strategy) and the Ian Potter Foundation. These evaluations do not coincide necessarily; one may be positive about past life but negative about the future. First it is subjective. Group, report, group, counseling There are many different types of therapies that are available to help individuals struggling with addiction; group counseling is one of these. NGOs or Government agencies usually form and support these SHGs. In Crores) Commercial Banks Regional Rural Banks Cooperative Banks Source: Status of Microfinance in India 2009-10 Banks have financed.87 lakh SHGs, including repeat loan to the existing SHGs, with bank loans.
Self Help Group, bank Linkage Programme- a pilot project started by nabard is widely accepted model as one of the largest and successful one in the world.
The present study is analytical and based upon secondary data which has been collected from different published reports, journals and existing available literature.
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